But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition.
Paul, one of the early leaders of the Christian church, wrote this in a letter to Timothy, a young pastor he was mentoring in the city of Ephesus. Paul is not saying that having money is sinful — he clarifies in the surrounding verses that the *love* of money, not money itself, is the root of evil. Here he focuses on a more specific danger: the *desire* to get rich, the pursuit of wealth as a life goal. He describes it as a trap — once you step into that desire, you find yourself pulled by other wants that seemed harmless at first but grow destructive. His word choice is vivid: *plunge* suggests sudden, forceful downward movement, like falling through ice.
God, you see right through my financial goals to the fears and longings underneath them. Help me want you more than I want security. Teach me what enough actually looks like, and give me the courage to stop there. Amen.
The trap Paul describes rarely announces itself at the start. It usually begins with something that sounds completely reasonable: I just want to be financially secure. I want options. I never want to feel the anxiety my parents felt at the kitchen table. And those desires aren't wrong — they're deeply human. But somewhere along the way, "enough" starts moving. The number shifts upward. The hours shift upward. The things you are willing to compromise shift upward. And suddenly you are somewhere you never planned to be, not because you were greedy, but because you let the *wanting* drive. Notice Paul doesn't say rich people are ruined — he says people who *want to get rich* fall into a trap. The wanting is the mechanism. This is worth examining honestly. What is money actually representing for you right now — security, status, freedom, control? None of those longings are wrong in themselves. But when wealth becomes the answer to them, it tends to disappoint in ways that leave you more desperate, not less. The invitation here is to bring the desires underneath the financial goal to God — and let him address the root.
Paul distinguishes between having money and wanting to get rich. Where do you think that line is, and how would you know in your own life if you had crossed it?
What does financial security mean to you personally? How much would "enough" actually be — and has that number changed over the years?
Paul says the desire to be rich leads to other harmful desires. Have you seen that progression in your own life or in someone close to you — where one unchecked want led to others you didn't expect?
How does the relentless pursuit of wealth affect relationships — with family, with colleagues, with people who have significantly less than you?
What is one financial habit or attitude you could honestly examine this week? Is there something you're pursuing that, if you're truthful, has more control over you than you'd like?
He also that received seed among the thorns is he that heareth the word; and the care of this world, and the deceitfulness of riches, choke the word, and he becometh unfruitful.
Matthew 13:22
And the cares of this world, and the deceitfulness of riches, and the lusts of other things entering in, choke the word, and it becometh unfruitful.
Mark 4:19
No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.
Matthew 6:24
See then that ye walk circumspectly, not as fools, but as wise,
Ephesians 5:15
Not that I speak in respect of want: for I have learned, in whatsoever state I am, therewith to be content.
Philippians 4:11
Wherefore seeing we also are compassed about with so great a cloud of witnesses, let us lay aside every weight, and the sin which doth so easily beset us, and let us run with patience the race that is set before us,
Hebrews 12:1
For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
1 Timothy 6:10
Go to now, ye rich men, weep and howl for your miseries that shall come upon you.
James 5:1
But those who [are not financially ethical and] crave to get rich [with a compulsive, greedy longing for wealth] fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction [leading to personal misery].
AMP
But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction.
ESV
But those who want to get rich fall into temptation and a snare and many foolish and harmful desires which plunge men into ruin and destruction.
NASB
People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction.
NIV
But those who desire to be rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition.
NKJV
But people who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction.
NLT
But if it's only money these leaders are after, they'll self-destruct in no time.
MSG