And this is the manner of the release: Every creditor that lendeth ought unto his neighbour shall release it; he shall not exact it of his neighbour, or of his brother; because it is called the LORD'S release.
This verse describes the mechanics of the Sabbath year — a law God gave the ancient Israelites through Moses. Every seven years, all debts owed between fellow Israelites had to be completely cancelled. A creditor is the person who is owed money. No collections, no partial payments — the debt had to disappear entirely. The phrase "the Lord's time for canceling debts has been proclaimed" means this was not the creditor's personal choice or act of generosity; it was a divinely declared event, written into the calendar. God was designing a society where poverty could not compound indefinitely, and where a bad year — or a bad decision — did not have to define a person forever.
God, You are the original debt-canceler — You wrote off what I owed and called it grace. Help me carry that same spirit into my relationships. Give me the courage to release what I have been gripping tightly, and to trust that Your way of keeping score is better than mine. Amen.
Imagine being a lender and being told: you will write this off. Not because your debtor earned it. Not because you feel generous today. But because God has declared the time has come. That is not a sentiment — it is a social revolution encoded into law. God was not content to simply hope that individuals would occasionally feel charitable. He was designing systems. Mercy was not left to someone's good mood. It was scheduled. Most of us carry things we were never meant to carry forever — financial debt, relational debt, the debt of past mistakes. And most of us know someone crushed under weight that keeps compounding. This law presses past "are you generous?" to something harder: are you willing to let go of what is legitimately yours for the sake of someone else's freedom? Forgiveness — of any kind — almost always costs the forgiver something real. That has been true since long before it cost God everything.
Why do you think God built this debt-cancellation into a seven-year cycle rather than leaving it to each person's individual generosity? What does that design choice reveal about human nature?
Is there a debt — financial, relational, or emotional — that someone owes you that you have been holding onto? What would it actually cost you to cancel it?
God seems deeply concerned with economic structures and systems, not just individual virtue. Does that surprise you? How does it reshape the way you think about justice and faith?
How does holding on to what someone owes you — money, an apology, an acknowledgment — affect your relationship with them over time? Have you seen this play out firsthand?
Is there a practical act of release — dropping a grudge, forgiving a debt, letting go of an expectation — that you have been putting off? What would one concrete step toward that look like this week?
But if ye forgive not men their trespasses, neither will your Father forgive your trespasses.
Matthew 6:15
For if ye forgive men their trespasses, your heavenly Father will also forgive you:
Matthew 6:14
Wherefore have we fasted, say they, and thou seest not? wherefore have we afflicted our soul, and thou takest no knowledge? Behold, in the day of your fast ye find pleasure, and exact all your labours.
Isaiah 58:3
Hear this, O ye that swallow up the needy, even to make the poor of the land to fail,
Amos 8:4
And if ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again.
Luke 6:34
For he shall have judgment without mercy, that hath shewed no mercy; and mercy rejoiceth against judgment.
James 2:13
Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.
Luke 6:38
So likewise shall my heavenly Father do also unto you, if ye from your hearts forgive not every one his brother their trespasses.
Matthew 18:35
This is the regulation for the release: every creditor shall forgive what he has loaned to his neighbor; he shall not require repayment from his neighbor and his brother, because the Lord's release has been proclaimed.
AMP
And this is the manner of the release: every creditor shall release what he has lent to his neighbor. He shall not exact it of his neighbor, his brother, because the LORD's release has been proclaimed.
ESV
'This is the manner of remission: every creditor shall release what he has loaned to his neighbor; he shall not exact it of his neighbor and his brother, because the LORD'S remission has been proclaimed.
NASB
This is how it is to be done: Every creditor shall cancel the loan he has made to his fellow Israelite. He shall not require payment from his fellow Israelite or brother, because the Lord’s time for canceling debts has been proclaimed.
NIV
And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it; he shall not require it of his neighbor or his brother, because it is called the LORD’s release.
NKJV
This is how it must be done. Everyone must cancel the loans they have made to their fellow Israelites. They must not demand payment from their neighbors or relatives, for the LORD’s time of release has arrived.
NLT
This is the procedure: Everyone who has lent money to a neighbor writes it off. You must not press your neighbor or his brother for payment: All-Debts-Are-Canceled—God says so.
MSG